Do you want to get a better return on your money than what's offered on a savings account? Or maybe you’re thinking about investing today for a particular project or to have a steady stream of income when you retire. Do you have a significant amount of money to invest – or do you plan to invest small amounts each month? Whatever your investment goals, we have a range BCV funds that can put your money to work for you.
Our advisors will sit down with you to determine your investor profile and, on that basis, guide your investment decisions. You'll get personalized service and help answering a number of key investment questions that will guide you as you consider your options.
Key investment questions
What’s your investor profile?
The first step in investing your money is determining your investor profile, which is based on:
- Your household income, savings capacity, and personal circumstances (whether you are an employee or a business owner, married, have children, and so on).
- Your risk tolerance when it comes to financial market uncertainty.
- Your knowledge of the financial markets, and what you have already invested in.
What are your investment goals?
What do you plan to do with the money you invest? Do you want to save up for retirement, put your children through school, or buy a second home? You should also think about:
- Whether you plan to invest a large amount upfront or small amounts on a regular basis
- How long you are willing to keep your money tied up
- What your base currency is
- Any other investment priorities you may have, such as supporting socially responsible companies
Solutions, whatever your needs
We have the right solution for you, geared to your investor profile and investment goals.
Are you just starting to build up your savings? Even if you plan on putting away small amounts every month, BCV offers you the opportunity to invest your money in the financial markets. With our Start Invest savings plan, you can invest as little as CHF 100 per month, and you won’t have to pay any brokerage fees.
Are you looking to invest a significant amount of money in a fund that corresponds to your investor profile and offers an attractive return? BCV has the right asset allocation fund for you.
We also provide a range of private banking services if you have more than CHF 250,000. Our team of specialists is ready to provide you with personalized advice and you’ll have access to an online platform where you can monitor your investments simply and securely.
If you want to do your own trading in a secure environment and at competitive prices, our online trading platform, TradeDirect, could be just what you're looking for.
Basic investment options at a glance
Asset allocation funds
CHF 5,000 upon issue
Invested in the stock market
From 3 years to 10+ years
Length of time money is tied up
None; you can sell your investment at any time
Fixed rate but conditions apply
Variable (income may be paid out or reinvested)
Possible capital gains