General conditions and regulations

Below you will find the conditions, regulations, and directives governing our banking relationship with you.

BCV's General conditions (248.8 kB)
This document sets out the conditions governing BCV’s banking relationships with individuals and entities.
Special conditions applicable to payment processing (253.1 kB)
These conditions govern the execution of incoming and outgoing payments between BCV and each individual or legal entity with which it has a banking relationship.
Deposit Insurance in Switzerland (777.5 kB)
This document by esisuisse, the Swiss deposit insurance program, provides important information about how deposit insurance works in Switzerland.
Information from the SBA regarding the disclosure of client data and other information in international payment transactions and investments in foreign securities (217.2 kB)
This document by the Swiss Bankers Association explains what you should expect when making interntional payment transactions, payments in foreign currencies, and investments in foreign securities, as well as what information you will be required to provide.
Safe Custody Regulations (273.5 kB)
These regulations govern the deposit and administration of securities held with BCV as well as the execution of OTC and market orders.
SBA guidelines on the treatment of assets without contact and dormant assets held at Swiss banks (633.8 kB)
This document by the Swiss Bankers Association aims to ensure that banks maintain or re-establish contact with their customers and sets out the legal process for liquidating dormant assets.