Account rates and conditions

 

Day-to-day banking

Interest rate (a)

Direct / Classic / Premium / Young Professional banking packs

0.00%

Junior / Youth / Campus packs

0.25%

0.05% above CHF 25,000

Sight accounts in Swiss francs and other currencies

0.00%

BCV rent guarantee account

0.010%

(a) Withholding tax is not levied on accounts on which interest is calculated annually, provided that the interest earned is less than CHF 200

Savings accounts

Interest rate

Savings

0.010%

0.00% above CHF 100,000

e-Savings

0.025%

0.00% above CHF 100,000

Young Savers

0.75%

0.05%

Custodial Savings

0.25%

0.05% above CHF 25,000

SavingsPlus

0.010% Up to CHF 20,000
0.020% Up to CHF 75,000
0.030% Up to CHF 100,000
0.00% above CHF 100,000

Epargne 3

0.20%

Epargne 3 Youth

0.70%

Euro savings

0.010%
0,00% above EUR 100,000

Wealth management

 

Interest rate

Portfolio account in Swiss francs and other currencies

0.00%

 

Account terms

This brochure provides you with the main fees and conditions applicable to the banking transactions you carry out with BCV.

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