Variable-rate mortgage loan

A variable-rate mortgage loan is a flexible financing solution that is particularly well suited if you are planning to sell your property in the near future.

Highlights

If you think you may have to sell your property soon, you can do so quickly with a variable-rate mortgage loan because the loan cancellation period is short.
The interest rate is variable, which means it changes in line with market conditions. So if rates fall, the interest rate on your mortgage will go down too.

Rates and conditions

	Details
Minimum amount	None
Maximum amount	Multifamily residential properties: max. of 80% of the property's value Other real estate: between 50% and 70% of the property's value
Term of the loan	No set term The notice period for termination of the loan is 6 months
Interest rate	Customized
Principal repayment	Generally 1.25% of the loan amount per year
Due dates	Half-yearly installments include interest and principal repayment

You can switch to another BCV mortgage loan at any time.

Compare products using our mortgage calculator.

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Related services

Property account

This accounts lets you easily manage all the transactions related to your real-estate properties.

Fixed-rate mortgage loan

With a fixed-rate loan, you can keep careful track of your financial expenses.

BCV Multifix mortgage loan

This loan is made up of several fixed-term tranches that can be tailored to your situation. It combines the advantages of short-term rates with the stability of long-term rates.

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