Green renovation loan

Do you own a rental building that needs renovating? Nowadays it's important to make sure any work you do meets green construction standards. To encourage you to make your property more energy efficient, our Green renovation loan is a financing solution at an attractive rate.


  • With this loan, you get a 0.25% reduction on a fixed- or variable-rate loan if you are renovating with a view to making your property more energy efficient. And if your project meets Minergie® standards, we'll pay for the certification as well.
  • You are free to choose which type of mortgage loan you wish to take out.

Green renovation work

Environmentally-friendly renovation work includes:

  • Changing your heating system
  • Replacing windows and doors
  • Redoing the roof
  • Adding thermal insulation to the roof
  • Adding external wall insulation
  • Redoing all external insulation

Rates and conditions



Property type

  • Rental building

Minimum amount

  • CHF 30,000


  • 0.25% reduction on interest rate
  • Minergie® certification fee covered up to CHF 2,000

Bonus conditions

  • At least a quarter of the overall investment in the renovation must be used to make the property more energy efficient, or the project must be Minergie® certified.

Length bonus applied

  • Fixed interest rate: between 5 and 10 years
  • Variable interest rate: 5 years

Interest rate

  • Fixed or variable
  • Customized

Principal repayment

  • None for the first 5 years

Interest payments

  • Quartely

When your loan reaches the end of its term, you are free to switch to a different BCV mortgage loan if you so choose.

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Useful documents


Rénover intelligemment

Vous voulez réduire votre consommation d’énergie ? Réaménager ou sécuriser votre habitation ? La rénovation de votre bien immobilier vous permet d’en améliorer le confort et augmenter la valeur tout en réalisant des économies.

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