A BCV Multifix mortgage loan helps you plan out your financial expenses by offering fixed interest rates for each tranche.
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When your loan reaches the end of its term, you are free to switch to a different BCV mortgage loan if you so choose.
Credit Fee Schedule (253.3 kB)
In July 2017, the Financial Conduct Authority, the UK market watchdog, announced that banks would no longer be required to participate in the setting of LIBOR after December 31, 2021, thereby putting an end to one of the most widely used indices of the last 30 years or more.
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Each tranche of your Multifix loan is like a smaller fixed-rate loan with a term that is set by you. You may, for example, choose to have three tranches with a fixed interest rate for six months, for three years and for eight years respectively. This means that the first tranche is renewed every six months, the second every three years and the third every eight years. You will therefore rarely have to renew the whole loan amount at the same time, which can be useful if interest rates are high. In this example, all three tranches would only be renewed at the same time after 24 years.
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