A range of mortgage solutions
Whether you are looking to buy, build or renovate your company's premises or to manage a real estate portfolio, we have a broad range of mortgage solutions tailored to your needs. We also offer added advantages for those seeking to ensure that the buildings they use are energy efficient.
Fixed-rate mortgage loan
With a fixed-rate loan, you can keep careful track of your financial expenses.
BCV Multifix mortgage loan
This loan is made up of several fixed-term tranches that can be tailored to your situation. It combines the advantages of short-term rates with the stability of long-term rates.
Variable-rate mortgage loan
This mortgage loan is a flexible way of financing your property and means you can react quickly if you are looking to sell.
Green mortgage loan
This loan offers an attractive interest rate for Minergie® certified properties.
Building loan
This fixed-rate loan enables you to finance the construction of a property. You can keep careful track of your financial expenses throughout the construction phase.
Building Plus loan
This fixed-rate loan enables you to finance the construction of a property. You can keep careful track of your financial expenses throughout the construction phase and beyond.
Green renovation loan
With this loan, you get a reduction on your interest rate if you undertake energy-saving renovation work.
Our mortgage loans at a glance
| Amount | Term of loan | Interest rate |
|
|---|---|---|---|---|
Fixed-rate mortgage loan |
| 2 to 10 years | Customized | |
BCV Multifix mortgage loan |
| Tranches of between 3 months and 10 years | Customized for each tranche | |
Variable-rate mortgage loan |
| Unlimited term | Customized | |
Green mortgage loan for Minergie® buildings | See conditions for the various BCV mortgage loans | See conditions for the various BCV mortgage loans |
| |
Building loan | - | Construction phase | Customized variable rate on first and second mortgages | |
Building Plus loan | - | Construction phase |
| |
Green renovation loan | Minimum: CHF 30,000 |
|
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Useful links
- See our page on investing in property
- Try out our mortgage calculator to find the loan best suited to your needs
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The purpose of this website is to describe the activities of Banque Cantonale Vaudoise (BCV) within Switzerland. BCV’s intention is not to conduct activities outside Switzerland, and this website is aimed solely at individuals and entities domiciled in Switzerland. By clicking "I accept," you confirm that you are domiciled in Switzerland.
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