Essential steps
- Supplement your coverage under Switzerland's first and second pillars, which may be inadequate for your needs
- Put money into a tax-free savings account to save up for a new house or retirement
- Prepare for your retirement well – and well ahead – to enjoy your golden years
The first pillar of the Swiss system refers to basic social security; the second pillar is your occupational (or company) pension; and the third pillar refers to private pension products (including those shown below) offered by financial institutions. Together, the three pillars provide old-age, disability, and survivors' benefits. The coverage you have under the Swiss system may not be enough, especially if you have not contributed to it for your entire working life or if you drew on your second-pillar pension funds to buy a house or start a business.
Solutions, whatever your needs
Epargne 3
A capital-protected retirement account where you get all the tax benefits of saving for retirement, without necessarily linking the account to life or disability insurance.
Fondation BCV deuxième pilier
Fondation BCV deuxième pilier is a collective occupational pension fund that provides companies with a comprehensive range of occupational pension plans. It covers all of French-speaking Switzerland.
Learn more
Visit us
Come to one of
our branch offices
Call us
We’re available Monday to Friday,
from 8:00 am to 6:00 pm
Write to us
We'll get back to you
within one working day
Please read our website and email Terms and Conditions before using our website or contacting us by email.
Other legal information
© 2002-2021 Banque Cantonale Vaudoise, all rights reserved.
Disclaimer
The purpose of this website is to describe the activities of Banque Cantonale Vaudoise (BCV) within Switzerland. BCV’s intention is not to conduct activities outside Switzerland, and this website is aimed solely at individuals and entities domiciled in Switzerland. By clicking "I accept," you confirm that you are domiciled in Switzerland.
I accept