RP Rente Viagère

RP Rente Viagère is a life annuity contract offered by our partner Retraites Populaires. It lets you invest now for a steady income stream in the future, starting either immediately or at a date of your choosing. The payouts will continue for the rest of your life – even after the capital you invested has been used up.

The technical interest rate on these contracts is attractive and guaranteed by Retraites Populaires.

Highlights

Immediate payout option

  • You get a guaranteed, steady stream of income for the rest of your life
  • Makes retirement planning easier
  • Offers attractive tax benefits

Details

Invest in a single lump sum today and get a steady income stream starting immediately. The payouts will continue for the rest of your life.

If you opt for immediate payouts, you'll start getting the income as soon as you purchase the Policy.

Rente viagère immédiate

 

Variants

Exclusive

Only available from Retraites Populaires, this option lets you preserve your capital while receiving payouts for the rest of your life. When you die, your initial investment (less stamp duty) will be returned to your heirs.

Classic

When you die, your heirs will receive your initial investment less the payouts already made.

Maximum

This option provides higher payouts because no capital will be returned to your heirs when you die.

Altruistic

When you die, the payouts will continue to your spouse or another beneficiary.

Conditions

 

Conditions

Interest rate

   Guaranteed by Retraites Populaires

Other conditions

  • Federal stamp duty: 2.5%
  • Option of taking out one policy on two people
  • 40% income tax rate on the payouts

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