Meet with a BCV advisor

• Funds in your Epargne 3 savings account can be invested on a monthly basis, either automatically or when you decide.
• You can always keep some cash readily available in your Epargne 3 account.
• You can cancel investment orders at any time, and you can convert your investments into cash whenever you want.
• You won't be charged any brokerage or payout fees or any fees for account-handling or administration. 

Harness the power of the financial markets

• With a Portfolio 3 account, you can earn a higher potential return on your savings by investing them in the financial markets. However, you will be taking on a higher level of risk.
• The amounts you pay into your Epargne 3 account can be invested in fund units, either automatically or whenever you decide.
• Speak with your BCV advisor, who will look at your risk profile and investment horizon to help you select the strategy that’s right for you.

Examples:

_{*Calculations based on BCV’s past Epargne 3 account interest rates. Payments of CHF 6,000 were made on 31 March the first year and then on 1 January in subsequent years.}

_{The price of investment fund units may fall as well as rise. Past performance is no guarantee of future returns. Each profile has a recommended minimum holding period for the fund units.}

You can choose from four strategies:

 

• BCV Pro Patrimoine (conservative)
• BCV Pension 25 (growth) -  Page d'informations (VNI)
• BCV Pension 40 (growth) - Page d'informations (VNI)
• BCV Pension 70 (dynamic)

*Net asset value (NAV)

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