With our Portfolio 3 account, you can invest some of your retirement savings in the capital markets for a long-term return. It's simple: just transfer funds from your Epargne 3 savings account to your Portfolio 3 account, where it will be invested in accordance with one of our investment strategies.

You can transfer funds into your Portfolio 3 account regularly or occasionally. Portfolio 3 accounts work hand-in-hand with Epargne 3 savings accounts.

• Funds in your Epargne 3 savings account can be invested on a monthly basis, either automatically or when you decide.
• You can always keep some cash readily available in your Epargne 3 account.
• You can cancel investment orders at any time, and you can convert your investments into cash whenever you want.
• You won't be charged any brokerage or payout fees or any fees for account-handling or administration. 

Boost your returns with financial-market investments

With a Portfolio 3 account, you can take advantage of potential gains in the financial markets to boost the returns on your savings. However, you will be taking on a higher level of risk.

Choose among four investment strategies:

• Swisscanto Portfolio 10 (conservative)
• BCV Pension 25 (growth)
• BCV Pension 40 (growth)
• Swisscanto Oeko 45 (sustainable)

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