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Savings made easy

It's always handy to have some money set aside for a rainy day. Or for that new car, exotic vacation, or home renovation you've been dreaming of. At BCV, we have a range of savings accounts with the convenience and flexibility you need.

Overview

Savings account

The perfect savings account if you want to save up for a vacation or other major purchase – or simply tuck some money away where you can get to it easily.

e-Savings account

This online-only savings account lets you withdraw cash from BCV ATMs with your Maestro card.

SavingsPlus account

This account lets you save for the long term with an interest rate that goes up the more money you have in the account.

Plan to go on vacation in Europe? Want to spend a month in Spain practicing your Spanish? Or maybe you know of a great investment opportunity in the eurozone? Our Euro Savings account lets you put money aside in euros for just such occasions.

Custodial Savings account

A unique, practical gift for a new baby.

BCV Start Invest Savings Plan

BCV Start Invest

With our Start Invest savings plan, you can invest as little as CHF 100 per month in the financial markets, where your money stands to earn better long-term returns than with a conventional savings account.

Find out more

Our savings accounts at a glance

	Savings	e-Savings	SavingsPlus	Euro Savings	Custodial Savings
Age	20 years and older	20 years and older	20 years and older	18 years and older	From birth until 17 years
Account management fees	None	None	None	None	None
Withdrawal terms	CHF 10,000/month 6 free withdrawals per year; additional withdrawals CHF 6 each	CHF 10,000/month 12 free withdrawals per year through BCV-net or at ATMs; additional withdrawals CHF 6 each	CHF 20,000/year; possible only from the second year	CHF 10,000/month 1% fee (minimum: CHF 20)	CHF 10,000/month (and within any limits set forth in the child's rights)
Interest rate	Account rates and conditions
Other conditions	-	Must also have a current account at BCV and access to BCV-net	The interest rate increases in proportion to the account balance. Interest can be withdrawn starting in the first year.	Base currency: euro	The account must be opened and managed by the child's parents or a close friend or relative The child will not be able to use the money before turning 18
	Open an account Learn more	Open an account Learn more	Open an account Learn more	Open an account Learn more	Open an account Learn more

What's the next step?

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from 7:30 am to 7:30 pm

0844 228 228

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Informationen anfragen

Useful documents

BCV Start Invest

Le plan d’épargne en fonds BCV Start Invest vous offre l’opportunité d’accéder aux marchés financiers même avec des montants modestes et de disposer à long terme de meilleures perspectives de rendements qu’avec une épargne traditionnelle.

Grösse : 203.48 KB - Zuletzt geändert : 02.2.2021

Épargne BCV

Brochure (in French) about BCV’s various savings accounts.

Grösse : 1.05 MB - Zuletzt geändert : 17.11.2021

Custodial Savings account: How it works

Informational flyer (in French) about BCV’s Custodial Savings accounts, an attractive solution that lets you build a nest egg to give to a special child in your life when they turn 18.

Grösse : 1.42 MB - Zuletzt geändert : 17.11.2021

Auch verfügbar auf: : Französisch

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Other legal information
© 2002-2022 Banque Cantonale Vaudoise, all rights reserved.

Siège et adresse postale

Agence BCV
Place Saint-François 14
1001 Lausanne

BCV
Case postale 300
1001 Lausanne

Agences et bancomats

Alle Filialen anzeigen

Appelez-nous

We are available Monday to Friday from 7:30am to 7:30pm.

0844 228 228

Autres moyens de contact

Vous disposez de nombreux autres moyens de contact

Die nächstgelegene Filiale suchen

Wählen Sie eine Filiale aus oder geben Sie die Postleizahl eines Ortes ein, um die nächstgelegene Filiale zu suchen.

Haben Sie noch eine Frage? Schauen Sie in den häufig gestellten Fragen nach.

If your card has been lost or stolen, you can block it using the following hotlines:

- Mastercard or Visa credit card: +41 (0)58 958 83 83
- Maestro card:
   - If you're calling from Switzerland (Mon-Fri 7:30am to 7:30pm): 0844 228 228
   - If you're calling from outside Switzerland (Mon-Fri 7:30am to 7:30pm): +41 (0)21 212 10 00
   - Outside of the above hours, from both Switzerland and other countries: +41 (0)44 271 22 30

If your BCV-net access has been blocked
After three incorrect password or access code attempts the system automatically blocks the account. Should this occur, please contact our helpline on 0844 228 228 or +41 (0)21 212 10 00, Mon-Fri 7:30am to 7:30pm.
What's my IBAN?
Your IBAN (International Bank Account Number) is a 21-position number that can be found on your Maestro card, as well on your account statements. You can also find it in BCV-net, when you click on the account you wish to know the IBAN for (at the bottom of the screen) or you can use our IBAN converter.

Banknote exchange rates

Currency	Buy	Sell
Euro (EUR)	1.0070	1.0670
Pound Sterling (GBP)	1.1460	1.2960
US Dollar (USD)	0.9380	1.0175
Canadian Dollar (CAD)	0.7180	0.8030
Japanese Yen (JPY)	0.007210	0.008160

See all currencies

Converter

For information purposes only; these exchange rates are subject to change at any time.