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Savings made easy

It's always handy to have some money set aside for a rainy day. Or for that new car, exotic vacation, or home renovation you've been dreaming of. At BCV, we have a range of savings accounts with the convenience and flexibility you need.

Overview

Savings account

The perfect savings account if you want to save up for a vacation or other major purchase – or simply tuck some money away where you can get to it easily.

e-Savings account

This online-only savings account lets you withdraw cash from BCV ATMs with your Maestro card.

SavingsPlus account

This account lets you save for the long term with an interest rate that goes up the more money you have in the account.

Euro Savings account

Plan to go on vacation in Europe? Want to spend a month in Spain practicing your Spanish? Or maybe you know of a great investment opportunity in the eurozone? Our Euro Savings account lets you put money aside in euros for just such occasions.

Custodial Savings account

A unique, practical gift for a new baby.

BCV Start Invest Savings Plan

BCV Start Invest

With our Start Invest savings plan, you can invest as little as CHF 100 per month in the financial markets, where your money stands to earn better long-term returns than with a conventional savings account.

Find out more

Our savings accounts at a glance

 

Savings

e-Savings

SavingsPlus

Euro Savings

Custodial Savings

Age

20 years and older

20 years and older

20 years and older

18 years and older

From birth until 17 years

Account management fees

None

None

None

None

None

Withdrawal terms

  • CHF 10,000/month
  • 6 free withdrawals per year; additional withdrawals CHF 6 each
  • CHF
    10,000/month
  • 12 free withdrawals per year through BCV-net or at ATMs; additional withdrawals CHF 6 each
  • CHF 20,000/year; possible only from the second year
  • CHF 10,000/month
  • 1% fee (minimum: CHF 20)
  • CHF 10,000/month (and within any limits set forth in the child's rights)

Interest rate

  • 0%
  • 0.00% above CHF 100,000
  • 0.015%
  • 0.00% above CHF 100,000
  • 0.010% Up to CHF 20,000
  • 0.015% Up to CHF 75,000
  • 0.020% Up to CHF 100,000
  • 0.00% above CHF 100,000
  • 0.010%
  • 0,00% above EUR 100,000
  • 0.25%
  • 0.05% above CHF 25,000

Other conditions

-

  • Must also have a current account at BCV and access to BCV-net
  • The interest rate increases in proportion to the account balance. Interest can be withdrawn starting in the first year.
  • Base
    currency: euro
  • The account must be opened and managed by the child's parents or a close friend or relative
  • The child will not be able to use the money before turning 18

 

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Useful documents

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BCV Start Invest

Le plan d’épargne en fonds BCV Start Invest vous offre l’opportunité d’accéder aux marchés financiers même avec des montants modestes et de disposer à long terme de meilleures perspectives de rendements qu’avec une épargne traditionnelle.

Grösse : 203.48 KB - Zuletzt geändert : 02.2.2021

 

Épargne BCV

Pour donner vie à vos projets d'avenir, l'offre Épargne BCV

Grösse : 484.44 KB - Zuletzt geändert : 06.11.2020

 

Fonctionnement du compte Epargne Cadeau

Le compte Epargne Cadeau est une solution attrayante pour vous permettre d’épargner en faveur d’un enfant qui vous est cher et pour lui permettre de bénéficier de ce capital à sa majorité.

Grösse : 1.42 MB - Zuletzt geändert : 15.11.2019

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