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Savings made easy

It's always handy to have some money set aside for a rainy day. Or for that new car, exotic vacation, or home renovation you've been dreaming of. At BCV, we have a range of savings accounts with the convenience and flexibility you need.

Overview

Savings account

The perfect savings account if you want to save up for a vacation or other major purchase – or simply tuck some money away where you can get to it easily.

e-Savings account

This online-only savings account lets you withdraw cash from BCV ATMs with your Maestro card.

SavingsPlus account

This account lets you save for the long term with an interest rate that goes up the more money you have in the account.

Euro Savings account

Plan to go on vacation in Europe? Want to spend a month in Spain practicing your Spanish? Or maybe you know of a great investment opportunity in the eurozone? Our Euro Savings account lets you put money aside in euros for just such occasions.

Custodial Savings account

A unique, practical gift for a new baby.

Our savings accounts at a glance

	Savings	e-Savings	SavingsPlus	Euro Savings	Custodial Savings
Age	20 years and older	20 years and older	20 years and older	18 years and older	From birth until 17 years
Account management fees	None	None	None	None	None
Withdrawal terms	CHF 10,000/month 6 free withdrawals per year; additional withdrawals CHF 6 each	CHF 10,000/month 12 free withdrawals per year through BCV-net or at ATMs; additional withdrawals CHF 6 each	CHF 20,000/year; possible only from the second year	CHF 10,000/month 1% fee (minimum: CHF 20)	CHF 10,000/month (and within any limits set forth in the child's rights)
Interest rate	0.010% 0.00% above CHF 100,000	0.025% 0.00% above CHF 100,000	0.010% Up to CHF 20,000 0.020% Up to CHF 75,000 0.030% Up to CHF 100,000 0.00% above CHF 100,000	0.010% 0,00% above EUR 100,000	0.25% 0.05% above CHF 25,000
Other conditions	-	Must also have a current account at BCV and access to BCV-net	The interest rate increases in proportion to the account balance. Interest can be withdrawn starting in the first year.	Base currency: euro	The account must be opened and managed by the child's parents or a close friend or relative The child will not be able to use the money before turning 18
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