RP Modulo

RP Modulo is a life insurance policy offered by our partner Retraites Populaires. It includes a savings component and two insurance components, but you can add or remove these components based on your needs.


  • Attractive return
  • Capital guarantee
  • Flexibility
  • Pillar 3A tax benefits

Description détaillée

The RP Modulo includes three components:

  • Savings: You set a base amount and can then make additional payments into a Pillar 3A account.
  • Protection in the event of disability:
    • Waiver of contribution: Your contributions will continue to be paid if you have an accident or must take sick leave, thereby protecting your capital.
    • Benefits: You decide the amount of benefits you wish to be paid over a set period of time in the event you are unable to work.
  • Protection in the event of death: When you die, your family will receive an agreed upon amount.

Modulo Epargne


  • Contractual savings
  • Flexible savings
Paid out in a lump sum or as an annuity

Modulo Deces

Death benefits

  • Level term life insurance – your cover remains constant throughout the term of the policy
  • Decreasing term life insurance – your cover decreases over the life of the policy at a predetermined rate

Modulo Invalidité

Disability benefits

  • Receive benefits in the event of disability
  • Your contributions will continue to be paid


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