Do you need money for a new car or laptop, or to invest in a professional training course? At BCV, we've teamed up with cashgate to offer personal loans for just about any major purchase.
- Simple application process with a fast answer.
- Your loan will be completely written off in the event of death.
- Optional disability coverage in case you become unable to work.
Through cashgate, we offer personal loans of anywhere from CHF 3,000 to CHF 80,000 for terms ranging from six to sixty months. The maximum amount you can borrow will depend on your repayment capacity and personal circumstances, such as whether you are single, married, divorced, widowed, self-employed, or have children.
You can purchase optional disability coverage to take care of your loan payments if you become unemployed or unable to work due to an accident or serious illness.
In the event of death before your loan is fully repaid, cashgate will write off the remaining debt.
The amount of your monthly loan payments will remain the same throughout the term of the loan. The amount will consist of principal and interest payments, as well as fees and loan protection insurance. You can pay your loan off early at any time.
Criteria for obtaining a loan
Residence of person contracting the loan
Switzerland or Liechtenstein
Nationality or permit
Swiss citizen or holder of a B or C permit
Steady income from a valid permanent employment
Effective annual interest rate
7.9% or 11.9%, depending on the amount and term
Anywhere from 6 to 60 months