Under Switzerland's new payment transfer system, one standard messaging system will be used, and all banks will require the same information for payments.
The ISO 20022 standard also covers message formats to help automate the reconciliation of your accounts.


  • Payment formats will be changed and brought into line with ISO 20022.
  • Your accounting software must be updated so that it supports the new PAIN and CAMT formats.
  • These formats allow for a more automated payment process, making your accounting that much simpler.
  • From 2020, the IBAN will be the only type of account number used in banking transactions. You can already update your invoicing system accordingly.

The new message formats

Under the standardized payment system, two new message formats will be used for banks and their customers to communicate.

  • The PAIN format for payment orders
  • The CAMT format for invoices

Get the latest information

Get the latest business and financial news in our POINTSFORTS magazine.

Or sign up for our corporate newsletter.


Answers to FAQs concerning the changover can be found on the new payment system Swiss payment standard website.

Useful documents

Wird geladen …...


A table showing the important steps in the changeover process (in French only).

Grösse : 241.88 KB - Zuletzt geändert : 19.9.2018

Wird geladen …...

Learn more

Visit us

Come to one of
our branch offices

Find your nearest branch

Call us

We’re available Monday to Friday,
from 8:00 am to 6:00 pm

0844 228 228

Write to us

We'll get back to you
within one working day

Informationen anfragen

Bitte lesen Sie zuerst die Nutzungsbedingungen der Website und die Nutzungsbedingungen der elektronischen Post.
© 2002-2020 Banque Cantonale Vaudoise, alle Rechte vorbehalten.