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A range of mortgage solutions
Whether you are looking to buy, build or renovate your company's premises or to manage a real estate portfolio, we have a broad range of mortgage solutions tailored to your needs. We also offer added advantages for those seeking to ensure that the buildings they use are energy efficient.
Fixed-rate mortgage loan
With a fixed-rate loan, you can keep careful track of your financial expenses.
BCV Multifix mortgage loan
This loan is made up of several fixed-term tranches that can be tailored to your situation. It combines the advantages of short-term rates with the stability of long-term rates.
Variable-rate mortgage loan
This mortgage loan is a flexible way of financing your property and means you can react quickly if you are looking to sell.
Green mortgage loan
This loan offers an attractive interest rate for Minergie® certified properties.
Building loan
This fixed-rate loan enables you to finance the construction of a property. You can keep careful track of your financial expenses throughout the construction phase.
Building Plus loan
This fixed-rate loan enables you to finance the construction of a property. You can keep careful track of your financial expenses throughout the construction phase and beyond.
Green renovation loan
With this loan, you get a reduction on your interest rate if you undertake energy-saving renovation work.
Our mortgage loans at a glance
| Amount | Term of loan | Interest rate |
|
|---|---|---|---|---|
Fixed-rate mortgage loan |
| 2 to 10 years | Customized | |
BCV Multifix mortgage loan |
| Tranches of between 3 months and 10 years | Customized for each tranche | |
Variable-rate mortgage loan |
| Unlimited term | Customized | |
Green mortgage loan for Minergie® buildings | See conditions for the various BCV mortgage loans | See conditions for the various BCV mortgage loans |
| |
Building loan | - | Construction phase | Customized variable rate on first and second mortgages | |
Building Plus loan | - | Construction phase |
| |
Green renovation loan | Minimum: CHF 30,000 |
|
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Useful links
- See our page on investing in property
- Try out our mortgage calculator to find the loan best suited to your needs
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