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BCV capital goods loan

At each stage of your company’s life cycle, you’ll need to invest in capital goods. You can do this via a BCV capital goods loan.

Highlights

A capital goods loan is a fixed-rate loan. The term of the loan will depend on the useful life of the equipment in question. This type of loan gives you good visibility for your financial expenses, as installments remain constant throughout the term of the loan.

At the end of the useful life of the capital goods, the loan has been fully repaid.

Capital goods loan versus leasing

The equipment belongs to you and only you.

You can use a single loan to acquire several items.

A capital goods loan offers greater flexibility concerning the initial downpayment.

Fees and conditions

	Details
Minimum amount	CHF 50,000
Term	Generally 2 to 7 years The term corresponds to the equipment’s useful life
Interest rates	Fixed Set individually based on the company’s financial situation
Principal and interest payments	Quarterly Principal and interest payments are made each quarter, and the amount due remains the same throughout the term of the loan.

Print the fact sheet

Crédit Equipement

Dans toutes les phases de vie de votre entreprise, vous devez investir dans votre outil de production. Ces investissements peuvent être réalisés grâce au crédit Equipement.

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Related services

Working capital loan

This is provided in the form of a credit limit on your current account, so you have the cash you need to run your company.

Corporate current account

With this current account, managing your cash flow is simple, efficient and flexible.

BCV-net

Manage your accounts and carry out transactions safely and easily online.

Please read our website and email Terms and Conditions before using our website or contacting us by email.
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Agence BCV
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- Mastercard or Visa credit card: +41 (0)58 958 83 83
- Maestro card:
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After three incorrect password or access code attempts the system automatically blocks the account. Should this occur, please contact our helpline on 0844 228 228 or +41 (0)21 212 10 00, Mon-Fri 7:30am to 7:30pm.
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Your IBAN (International Bank Account Number) is a 21-position number that can be found on your Maestro card, as well on your account statements. You can also find it in BCV-net, when you click on the account you wish to know the IBAN for (at the bottom of the screen) or you can use our IBAN converter.

Banknote exchange rates

Currency	Buy	Sell
Euro (EUR)	1.0820	1.1420
Pound Sterling (GBP)	1.1620	1.3120
US Dollar (USD)	0.9465	1.0260
Canadian Dollar (CAD)	0.7110	0.7960
Japanese Yen (JPY)	0.008730	0.009680

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