Financing for all kinds of equipment
BCV offers various types of commercial loans, each with its own advantages. They all allow you to finance a wide range of goods: furniture, machinery, IT equipment, vehicles, equipment for a doctor’s office, manufacturing equipment, etc.
Medium- or long-term loan
This is a fixed-rate loan whose term is determined by the repayment period of the item financed.
Fixed-term advances are commercial loans with a fixed rate of interest that provide you with a liquidity reserve when drawing up a cash-flow projection. The funds are released in the form of a lump sum and are also repaid in this form on a defined date.
Crédit Direct PME
BCV’s Crédit Direct PME can be used to borrow between CHF 20,000 and CHF 100, 000. This facility takes the form of a credit limit on your BCV current account. The application procedure is simple and the funds are made available rapidly.
This type of fixed-rate financing is paid down in set amounts (in the same way as with a car lease).