| Short term | SARON | Fixed-rate | Variable-rate | Building Plus |
|---|---|---|---|---|---|
Buy a home | OK | OK | OK | OK |
|
Build a home |
|
|
| OK | |
Renovate a home | OK | OK | OK | OK | OK |
Requirements | 20% downpayment Loan and maintenance expense less than 1/3 of your income | 20% downpayment Loan and maintenance expense less than 1/3 of your income | 20% downpayment Loan and maintenance expense less than 1/3 of your income | 20% downpayment Loan and maintenance expense less than 1/3 of your income | 20% downpayment Loan and maintenance expense less than 1/3 of your income |
Minimum loan amount | CHF 100,000 | CHF 100,000 | CHF 100,000 | CHF 100,000 | CHF 100,000 |
Term of loan | 1-12 months | 2-5 years | 2-10 years | unlimited | 4-10 years |
Renewal conditions | Automatic | At a BCV branch, by telephone, or online | At a BCV branch, by telephone, or online | ||
Repayment | Direct or indirect | Direct or indirect | Direct or indirect | Direct or indirect | Direct or indirect |
Today's interest rate | Available on request | Known only 5 days before interest is charged | Available on request | Available on request | Available on request |
|
Come to one of
our branch offices
We’re available Monday to Friday,
from 7:30 am to 7:30 pm
We'll get back to you
within one working day
Owning your home is more than just an investment: it is a major decision that should be carefully considered.
File size : 2.22 MB - Last update : 24 June 2022
Also available in file : French
Keywords: Achat/ Propriétaire/ Maison/ Logement
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