Our asset allocation funds let you diversify your investments among stocks, bonds, short-term holdings and the money market, in line with your investor profile. You get a balanced investment portfolio managed by our experienced asset managers.

• Choose among our BCV Fonds Stratégique asset allocation funds to find the optimal risk/return profile for your level of risk tolerance. You can invest even a small amount and earn potential gains from the most lucrative financial markets.
• Our eight asset allocation funds each follow a defined strategy, and your investment portfolio will be managed by our team of experts.
• Asset allocation funds are governed by Swiss federal law, and individual issuers are subject to strict regulatory oversight.

Don’t put all your eggs in one basket

Our asset allocation funds are ideal for spreading risk across the main asset classes: stocks, bonds, and the money market. The funds’ diversification mitigates your investment risk while giving you a balanced portfolio.

Choose socially responsible investing (SRI)

We take a responsible approach that factors environmental, social, and governance (ESG) criteria into our entire range of funds for personal banking clients. By integrating these criteria into our asset management processes, we’re able to identify potential ESG opportunities and risks that may not be captured by our core financial analyses. The end goal here is to increase your portfolio’s resilience, with no negative impact on expected risks or returns.

Beyond integrating ESG criteria across our asset allocation funds, minimum 25% of the assets in our Stratégie Equipondéré ESG Impact fund are set aside for thematic investments in companies that provide solutions to environmental and social challenges. The fund is for investors seeking long-term capital growth and additional income.

Systematic ESG integration

Our funds meet your investment needs

Our asset allocation funds offer nine investment strategies to choose from, each with a defined set of investment objectives. The asset allocation for each strategy targets a different level of return based on the desired risk exposure and investment.

 

• Our active investment strategies are designed to match or beat the performance of the reference strategy during rising or volatile markets and mitigate losses during market downturns. Our investment process draws on proprietary models developed in-house that factor in economic fundamentals as well as market indicators.
• Semi-active investment strategies track an index. They are designed to provide an attractive return over the long term for a given level of risk, although returns are more volatile in the short term.

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