Our mortgage loans at a glance
| Short term | SARON | Fixed-rate | Variable-rate | Building Plus |
|---|---|---|---|---|---|
Buy a home | OK | OK | OK | OK |
|
Build a home |
|
|
| OK | |
Renovate a home | OK | OK | OK | OK | OK |
Requirements | 20% downpayment
Loan and maintenance expense less than 1/3 of your income | 20% downpayment
Loan and maintenance expense less than 1/3 of your income | 20% downpayment
Loan and maintenance expense less than 1/3 of your income | 20% downpayment
Loan and maintenance expense less than 1/3 of your income | 20% downpayment
Loan and maintenance expense less than 1/3 of your income |
Minimum loan amount | CHF 20,000 | CHF 20,000 | CHF 20,000 | CHF 20,000 | CHF 20,000 |
Term of loan | 1–12 months | 2-5 years | 2–10 years | unlimited | 4–10 years |
Renewal conditions | Automatic | At a BCV branch, by telephone, or online | At a BCV branch, by telephone, or online |
|
|
Repayment | Direct or indirect | Direct or indirect | Direct or indirect | Direct or indirect | Direct or indirect |
Today's interest rate | Available on request | Only known 5 days before interest billed | Available on request | Available on request | Available on request |
|
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