Highlights
- Simple application process with a fast answer.
- Your loan will be completely written off in the event of death.
- Optional disability coverage in case you become unable to work.
Details
Through cashgate, we offer personal loans of anywhere from CHF 3,000 to CHF 250,000 for terms ranging from six to eighty-four. The maximum amount you can borrow will depend on your repayment capacity and personal circumstances, such as whether you are single, married, divorced, widowed, self-employed, or have children.
You can purchase optional disability coverage to take care of your loan payments if you become unemployed or unable to work due to an accident or serious illness.
In the event of death before your loan is fully repaid, cashgate will write off the remaining debt.
The amount of your monthly loan payments will remain the same throughout the term of the loan. The amount will consist of principal and interest payments, as well as fees and loan protection insurance. You can pay your loan off early at any time.
cashgate is a brand of Cembra Money Bank SA. The lender is Cembra Money Bank SA, which is based in Zurich.
Loan conditions
| Criteria for obtaining a loan |
---|---|
Minimum age | 20 years |
Residence of person contracting the loan | Switzerland |
Nationality or permit | Swiss citizen or holder of a B or C permit |
Income | Steady income from a valid permanent employment |
Effective annual interest rate | 7.9% or 11.9%, depending on the amount and term |
Loan term | Anywhere from 6 to 84 months |
|
What's the next step?
Visit us
Call us
We're available Monday to Friday,
from 7:30am to 7:30pm
Write to us
Please read our website and email Terms and Conditions before using our website or contacting us by email.
Other legal information
© 2002-2022 Banque Cantonale Vaudoise, all rights reserved.
Disclaimer
The purpose of this website is to describe the activities of Banque Cantonale Vaudoise (BCV) within Switzerland. BCV’s intention is not to conduct activities outside Switzerland, and this website is aimed solely at individuals and entities domiciled in Switzerland. By clicking "I accept," you confirm that you are domiciled in Switzerland.
I accept