RP Modulo is a life insurance policy offered by our partner Retraites Populaires. It includes a savings component and two insurance components, but you can add or remove these components based on your needs.

• Attractive return
• Capital guarantee
• Flexibility
• Pillar 3A tax benefits

The RP Modulo includes three components:

• Savings: You set a base amount and can then make additional payments into a Pillar 3A account.
• Protection in the event of disability:
  • Waiver of contribution: Your contributions will continue to be paid if you have an accident or must take sick leave, thereby protecting your capital.
  • Benefits: You decide the amount of benefits you wish to be paid over a set period of time in the event you are unable to work.
• Protection in the event of death: When you die, your family will receive an agreed upon amount.

Savings

 

• Contractual savings
• Flexible savings

Paid out in a lump sum or as an annuity

Death benefits

 

• Level term life insurance – your cover remains constant throughout the term of the policy
• Decreasing term life insurance – your cover decreases over the life of the policy at a predetermined rate

Disability benefits

 

• Receive benefits in the event of disability
• Your contributions will continue to be paid

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