Family Direct banking pack

One of the lowest fees on the market for the entire family

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Fees and conditions

  • No fee if your family holds at least CHF 15,000 in assets** at BCV or has a BCV mortgage loan (otherwise CHF 15/month)
  • First 6 months free if you're new to BCV


*Subject to certain conditions. Limits will be set according to your income.
**Family assets:  The assets in each partner's current, savings, and securities accounts at BCV + the assets in Custodial Savings accounts (subject to parental responsibility) of children living at the same address as the adult family members.


For information on any other accounts or services, see the BCV account terms and conditions.


  • Our Family Direct banking pack is for couples and families that do all their banking online.


With our Family Direct banking pack, you and your spouse or partner both get:

  • A current account (individual and/or joint): An exclusively online option to manage your day-to-day finances
  • An e-Savings account: This online-only account offers a higher interest rate
  • A Maestro® card: To make cashless purchases and withdraw and deposit money at BCV and other cantonal bank ATMs (over 1,700 ATMs across Switzerland)
  • A Silver Visa/Mastercard® (or PrePaid credit card): For online and in-store purchases around the world
    or a Gold Visa/Mastercard®* for an additional CHF 6/month
  • BCV-netBCV Mobile, and BCV TWINT: Digital solutions for your everyday banking needs
  • BCV EXTRA: For discounts on a range of activities by simply showing your Maestro® card

You can also get:

Useful documents

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BCV account terms and conditions

This brochure provides you with information on the fees and conditions applicable to your banking transactions.

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Formule Famille Directe

Ce feuillet vous explique en quelques mots le contenu de la formule Famille Directe et les opérations comprises dans le forfait.

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