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Account rates and conditions

Day-to-day banking

	Interest rate ^(a)
Direct / Classic / Premium / Young Professional banking packs	0.00%
Junior / Youth / Campus packs	0.25% 0.05% above CHF 25,000
Sight accounts in Swiss francs and other currencies	0.00%

Interest rate ^(a)

Direct / Classic / Premium / Young Professional banking packs

0.00%

Junior / Youth / Campus packs

0.25%

0.05% above CHF 25,000

Sight accounts in Swiss francs and other currencies

0.00%

(a) Withholding tax is not levied on accounts on which interest is calculated annually, provided that the interest earned is less than CHF 200

Savings accounts

	Interest rate
Savings, Euro Savings, Security Deposit account	0%
e-Savings	0.01% 0.00% above CHF 100,000
Young Savers	0.50% 0.05% above CHF 25,000
Custodial Savings	0.25% 0.05% above CHF 25,000
SavingsPlus	0.010% Up to CHF 20,000 0.015% Up to CHF 75,000 0.020% Up to CHF 100,000 0.00% above CHF 100,000
Epargne 3	0.05%
Epargne 3 Youth	0.55%

Wealth management

	Interest rate
Portfolio account in Swiss francs and other currencies	0.00%

Account terms

BCV account terms and conditions

This brochure provides you with information on the fees and conditions applicable to your banking transactions.

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