We will carry out a thorough analysis of your current pension situation, assessing the impact that an unfortunate event, such as illness, disabling accident or premature death, could have on your financial position. If any gaps in your coverage are found, your advisor will offer solutions to remedy the situation.

It is important to ensure that you are well prepared for any situation that could put you or your family in financial difficulty or affect your standard of living. This does not mean worrying about what the future might have in store. Rather, it is a question of ensuring that your family will continue to be financially secure following a major financial investment or a change in your personal or professional situation.

The life stages that may require you to review your pension situation include:

• Getting married, living together or entering into a registered partnership
  Will your spouse or partner be protected in the event of your disability or death?
  

• Starting a family
  Will you be able to support your family in the event of a disability? Will your family be financially secure in the event of your death?
  

• Changing jobs or becoming self-employed
  How does your new company pension plan compare with your former plan? If you are self-employed, have you thought about private pension products, or are you planning to cover yourself and your family in some other way?
  

• Getting divorced
  What impact will this have on your social security benefits and company pension plan?
  

• Approaching retirement age
  Will your pension plans provide the coverage you need when you stop working? Have you considered opening a personal retirement savings account?
  

We also offer a specific retirement planning service.