Financial data

in CHF millions	2007	2008	2009	2010	2011
(1) Following changes to accounting principles applied in preparing the 2007 financial statements, the corresponding line items from 2006 were adjusted.
(2) Excluding goodwill amortization and write-downs.

Balance sheet at 31 December
Total assets¹⁾	35 337	35 239	35 733	35 585	37 903
Advances to customers	22 479	22 834	24 312	25 502	27 965
Customer deposits and bonds	27 490	28 134	29 517	29 322	31 301
Shareholders' equity	3 225	3 177	3 222	3 271	3 301

Assets under management	84 349	66 766	76 209	75 849	77 097

Income statement
Total income	1 088	928	976	996	1017
Operating expenses	559	505	506	516	531
Operating profit	529	423	470	480	486
Depreciation and write-offs	85	77	79	78	84
Value adjustments, provisions and losses	10	16	18	5	20
Net profit	477	358	301	314	301

Headcount
Full-time equivalents	2 045	1 914	1 939	1 986	2 042

Ratios
Shareholders' equity / total assets	9.1%	9.0%	9.0%	9.2%	8.7%
FINMA capital adequacy ratio	179%	180%	176%	175%	165%
BIS Tier 1 capital ratio	16.3%	16.4%	17.8%	17.6%	16.8%
BIS Total capital ratio	16.3%	16.2%	17.8%	17.6%	16.8%

Operating profit / average shareholders' equity	15.5%	13.1%	14.7%	14.9%	14.9%
Cost / income ratio²⁾	59.0%	62.6%	59.8%	59.5%	60.1%
Operating profit per employee (in CHF thousands)	244.7	217.1	244.4	245.0	237.3
ROE	14.3%	11.2%	9.5%	9.8%	9.3%

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